Mula is an early-stage fintech startup dedicated to lifting Africans from poverty through comprehensive financial literacy initiatives, micro-enterprise funding, and strategic investments. We currently operate in Siaya County, Kenya, where we're making significant strides in transforming local financial ecosystems.
In rural areas across Africa, credit costs can reach staggering rates of 120% to 720% per year, creating insurmountable barriers for small businesses and families. At Mula, we're determined to change this reality by providing accessible, affordable financial services designed specifically for underserved communities.
Every household in rural Kenya loses significant money annually on essential goods due to inefficient supply chains and predatory pricing. Through our innovative solutions, we're creating pathways to financial freedom and sustainable growth for communities across Africa.
At Mula, we've developed a comprehensive ecosystem of financial services tailored to the unique needs of African communities. Our flagship digital wallet revolutionizes the way you manage your finances, providing simple yet powerful tools for saving, spending, and growing your wealth. Through Mula Groups, you can join a registered chama and partner with us for essential funding and financial growth opportunities. Our Manna service delivers monthly essentials to your door at low prices—perfect for families and small retailers, allowing you to buy in bulk and save significantly. We've also created Mula Plus+, a unique social welfare support system rooted in African values (terms and conditions apply). For businesses, our Otonglo solution offers a digital wallet that transforms your business finances, helping you grow savings and reinvest for success. Together, these services form a holistic approach to financial empowerment, designed specifically for the African context.
Mula Groups is a dynamic financial services company dedicated to empowering individuals and businesses through innovative financial solutions. Our mission is to provide accessible, reliable, and efficient financial services that help our clients achieve their financial goals and build sustainable wealth.
Founded with a vision to transform the financial landscape, Mula Groups has grown to become a trusted partner for thousands of clients across Kenya. We believe in the power of financial inclusion and are committed to making financial services accessible to everyone, regardless of their background or circumstances.
At Mula Groups, we understand that every client's financial journey is unique. That's why we offer a diverse range of services tailored to meet different needs and aspirations. Whether you're looking to grow your business, manage your personal finances, or plan for the future, we have the expertise and solutions to help you succeed.
Get monthly essentials delivered to your door at low prices—perfect for families and small retailers.
A unique social welfare support system rooted in African values. Terms and conditions apply.
A digital wallet that transforms your business finances. Grow savings and reinvest for success.
Be part of our mission to transform financial access across Africa. Together, we can build a more equitable future.