Mula is a social mobility company dedicated to empowering underserved communities through innovative financial solutions. Founded with the mission of bridging the gap between financial inclusion and economic growth, Mula provides tools and services that help individuals and community groups build wealth, access essential goods, and secure long-term financial independence. With operations rooted in Kenya and plans for continental expansion, Mula leverages deep community trust, technology, and Africa-centric business models to transform financial ecosystems.
Mula's innovative model combines finance, commerce, and technology (Fincomtech) to deliver solutions that are both scalable and impactful. By working through governmentregistered chamas and self-regulating groups, Mula significantly reduces default risk and enhances collective accountability
To rewrite the rules of financial freedom by empowering communities to grow their financial capital, achieve self-reliance, and unlock opportunities for generations to come.
To become Africa’s leading Fincomtech enterprise, driving social and economic transformation by delivering accessible, affordable, and innovative financial and commerce solutions.
A modernised savings solution tailored for chamas (community savings groups) and individuals, offering structured ways to grow and access capital.
Affordable delivery of monthly essentials for families and small retailers, ensuring access to quality products at low prices.
A community-focused social welfare program rooted in African values, designed to support families in times of need.
Micro-enterprise tools and funding solutions to help small retailers, farmers, and traders scale their businesses.