Access Seed Funding & Business Growth with Mula Groups,No Traditional Banking Barriers

Why Mula?

We are

believers

working to redefine Africa's finance.

600 Participants

35 Women groups

2.5M Disbursed

In rural Africa, credit costs reach 120% to 720% per year, Mula is committed to reducing these burdens.

Start saving today! True wealth is built by reducing spending and investing in your financial future

Save more by buying in bulk with Manna—Affordable Essentials Delivered to Your Door.

Enjoy a simple digital wallet that revolutionizes the way you manage your finances.

Mula Groups

Join Mula Groups for Affordable Seed Funding and Financial Growth through Chamas.

Manna

Manna: Monthly Essentials Delivered at Low Prices for Families and Small Retailers.

Mula Plus+

Mula Plus+: Access Social Welfare Support When You Need It Most.

Otonglo

Otonglo: A Digital Wallet for Seamless Business Finance Management

Empower your financial journey with Mula! Here is how Mula works

Join a Chama and Start Growing Your Savings and Financial Power with Mula.

Get funding to expand your opportunities without the barriers of traditional banking.

Gain full control over your expenses with Mula’s easy-to-use budgeting tools.

Access Mula Plus+ for Emergency Financial Support and Welfare Benefits.

A monthly package that has common household items at an affordable rate, helping you save thousands of shillings annually.

Can’t raise full repayment this month? Buy a bond at your chama meeting—no need to stress.

Real Impact. Real Stories

Tem Kinyalo, Nyilima

My business has grown since I joined Mula because now I can access capital at low interest rates.

We are rewriting the rules of financial empowerment and inclusion across Africa, one village at a time.