Secure business seed funding with Mula Groups without the constraints of traditional banking.

Why Mula?

We are

believers

working to redefine Africa's finance.

In rural areas, credit costs reach 120% to 720% per year, a situation we're determined to change.

Saving can be challenging, but true wealth is defined by money you don't spend. Begin today.

Every household loses a lot of money annually on essential goods. Buy in bulk with Manna.

Enjoy a simple digital wallet that revolutionizes the way you manage your finances.

Mula Groups

Join a registered chama and partner with Mula for essential funding and financial growth!

Manna

Get monthly essentials delivered to your door at low prices—perfect for families and small retailers!

Mula Plus+

A unique social welfare support system rooted in African values.Terms and conditions apply.

Otonglo

A digital wallet that transforms your business finances. Grow savings and reinvest for success.

Empower your financial journey with Mula! Here is how Mula works

Join a chama, invite Mula, and watch your financial power grow.

Get funding to expand your opportunities without the barriers of traditional banking.

Gain full control over your expenses with Mula’s easy-to-use budgeting tools.

We will be there for you when the unfortunate event occurs to you or any of your beloved ones.

A monthly package that has common household items at an affordable rate, helping you save thousands of shillings annually.

Get funding to expand your opportunities without the barriers of traditional banking.

Real Impact. Real Stories

Tem Kinyalo, Nyilima

My business has grown since I joined Mula because now I can access capital at low interest rates.

We are rewriting the rules of financial empowerment and inclusion across Africa, one village at a time.